Curriculum

Transformative Financial Education

Curriculum Overview

Financial Literacy Overview

Banking Fundamentals

Differences Between Checking and Savings Accounts
Essentials of Using Checks, Balancing Books, and Understanding Bank Statements
Credit vs. Debit Cards: Their Functions
Introduction to Investments: Certificates of Deposit, High-Yield Accounts, Stocks, and Bonds

Credit and Scores

The Basics of Credit and How It Works
Exploring the Three FICO Scores
Factors Influencing Credit Scores
Differentiating Between Secured and Unsecured Loans
The Role of Credit in Loan Approval Processes
Responsible Use of Credit Cards
Strategies for Building and Maintaining Excellent Credit

Guarding Against Identity Theft and Fraud

Budgeting and Money Management

Pathways to Higher Education & Careers

Embracing Entrepreneurship

This curriculum is designed to equip our students with the knowledge and tools needed for financial success. Each section of our comprehensive program addresses key aspects of financial literacy, from the basics of banking to the intricacies of credit scores and entrepreneurship, ensuring our students are well-prepared for the challenges and opportunities of the financial world.